What is the Kingdom Health Group?

Our Mission


It is estimated that less than 10% of those enrolled in health insurance understand their coverage. Through free workshops we aim to change that. We will provide tools and resources to educate individuals in being better healthcare consumers

Financial Assistance

The #1 reason for personal bankruptcy in America is unpaid medical debt. Through payments made direct to providers we will give back to working families.

We Believe:

No one should have to choose between the care they need and putting food on the table

63% of those with medical debt cut spending on food, clothing or basic household items

Medical Debt should not become Credit Card Debt

41% of those with medical debt increased their credit card debt

Your savings should not be wiped out as a result of Medical Debt

48% of those with medical debt have used up all their savings; 29% have taken money out of retirement or college savings accounts.

Homeownership should not be at risk because of Medical Debt

37% of those with medical debt have skipped paying bills, including mortgage; 28% have delayed purchasing a house due to medical debt and 19% have changed their living situation, moving in with friends or family

SOURCE: KFF Health Care Debt Survey (Feb. 25-Mar. 20, 2022)

Medical debt in The United States:

In February 2022 the Consumer Financial Protection Bureau (CFPB) published a report on medical debt in The United States

Below is a summary of their key findings:


There $88 billion in medical debt on consumer credit records as of June 2021. Since not all medical debts in collections are furnished to consumer reporting companies, the total amount of medical debt in collections in the U.S. is likely higher.

Most medical debt collection on consumer credit reports are under $500, although many people with medical debt have multiple medical debts in collections

As of 2021, 58% of all third-party debt collection were for medical debt, making medical debt the most common debt on credit records. The next most common collections was telecommunications debt, at only 15%

Past-due medical debt reported to consumer reporting companies can appear on a person’s credit reports and lower their credit scores. This may reduce their access to credit and make it harder to find a home or a job.

Black and Hispanic people, and young adults and low-income individuals of all races and ethnicities, are more likely to have medical debt than the national average. Older adults and veterans are also heavily impacted by medical debt. Additionally, medical debt is more prevalent in the Southeastern and Southwestern U.S.

Medical bill amounts can be unpredictable and often vary widely based on patient and provider characteristics. Uninsured and out-of-network patients are often charged prices that are much higher than what in-network insurer’s pay—even though the uninsured may have little ability to pay. The prices charged to uninsured and out-of-network patients sometimes significantly exceed providers’ costs. Markups are especially high for emergency care, and for-profit investor-owned hospitals.

According to a report published by the Kaiser Family Foundation an estimated 100 million adults, 41% of all people, face medical debt ranging from $500 to over $10,000

In Their Own Words: What is the most difficult sacrifice you’ve made to pay down your medical debt?

"Had to move into rental place from home and not able to buy a house. Cut in some household or good food for kids.”
- 35 year old woman with $5,000-$10,000 in medical debt, Texas
“Quality of life. We’ve never been able to ‘get ahead’ because we have a 35 year old disabled daughter. We’ve had medical debt for 35 years varying from 30k down to $500.”
- 60 year old woman with $2,500-$5,000 in medical debt, Tennessee
“Not paying bills on time, creating larger bills due to late fees. Depleted savings.”
- 38 year old man with $2,500-$5,000 in medical debt, North Carolina
“Cutting out any expenses/services I can. No job, fixed income and chemo. Even with insurance, no one can afford cancer.”
-67 year old woman with more than $25,000 in medical debt, Nebraska